Oh Snap! 5% Back on ALL Your Online Purchases from Discover

Yo!  Discover!  Thanks!  They're giving cardholders 5% cash back on all their online purchases from October - December:  

Sure, it's not much, but I do all my Christmas shopping online and every little bit helps. Make sure you go to Discovercard.com and sign up your card to receive this quarterly offer.  I'm so giddy!  Yahoo!

Birthday Gift Cheapness: Using Credit Card Rewards

Duh!  It's my son's 5th birthday next week.  How did that creep up on me?  I started this blog before his 1st birthday - now he's a bubbly 5 year-old.  Not sure where the time went.

Well we're really poor these days (as always) so I'm trying to always think outside the box at these times on how to maximize money not spent.

I knew I had some Discover Cashback Bonus bucks - so I checked and was up to $120 in "free" money.  I could have redeemed this for gift cards to a bunch of places (which I usually do) - but I don't have time on my side so I decided to just head over to Amazon and buy some stuff there.

So I found a few things for him - then I found the grand daddy of them all:  The Lego Police Station at 32% off (normally $99.99 but on sale for $68.40).  My kids have both been begging us for this since last Christmas.  Since it's pretty extravagant, I'll hide it for Christmas - my 6 year-old will go nuts if the 5 year-old gets it.  It would be different if they both got a "big" Lego set - then they wouldn't really care who got what.

So I was able to snag some stuff for the son, snag a "big" Christmas gift and I paid $0 out of pocket.  Hallelujah!  Now if only I can survive my trip to BJ's for the party food preps with little out of pocket, we'll be okay.

Discover Card Users - 5% back at Grocery Stores Sign Up!

I love my Discover card.  I opened it in 1999 and it was my first credit card.  I love their Cashback program.  Not only does it accumulate faster than the snow in New England this year - but the rewards are phenomenal as well.  They've really pumped it up with their "Shop Discover" program too.  Think Ebates or Cashbaq - but with less companies (but a lot of the major ones) - but also, bigger %s back.  The kicker with the "cash back" - is not only does it accumulate fast (usually 1%-5% on all your purchases) - but when you go to cash it in, you actually get more than what you have.  A lot of the partner gift cards are "cash in $40, get a $50 gift card".  Or "cash in $20, get $25".

Well anyways - if you are a Discover Card holder - make sure you log in and sign up for the bonus 5% on your grocery & drug store purchases for the month of March.  This is up to $200 in purchases (but who doesn't spend $200 a month at the grocery store?).  This equates to $10 cash back in addition to all that you earn with your purchases.  Easy $10.

They're also doing their "Travel & Restaurant" 5% through March as well.  When we went on vacation earlier this year, I found the best price for our airline tickets/rental car through Orbitz.  But before I hit "purchase", I logged into Discover.  Went through their "Shop Discover" site, clicked on Orbitz, THEN pushed "purchase".  I earned over $36 in cash back rewards just by doing that.

Discover Card Users - 5% Cash Back at Grocery Stores in March

If you have a Discover Card and use it - log into your account to sign up for the 5% cash back promo they are doing in March.  You'll get 5% back on purchases (up to $200) at grocery stores and drug stores for the entire month.  So yeah, it's only a max of $10 - but you'll probably spend $200 easily in a month at your grocery store so why not?

Click HERE to see all the details. 

5% Savings on your Grocery Purchase at ALL Grocery Stores!

Starting October 1st and running through December 31st, every time you use your Discover Credit Card at Grocery Stores, you'll get 5% cashback! That savings is huge!

It's only good for up to $400 of purchases (thanks Jess!) - but that's still $20 in Cash Back Rewards!

Remember though - credit card rewards don't mean squat unless you can pay off your balance each month and not pay interest. You have to sign up through discovercard.com and enter your account information to be eligible for this program - it doesn't just happen automatically. They do 5% cash back bonuses quarterly.

By the way, the 5% cash back is also valid at restaurants and movie theaters for the months of October, November and December.